Kevin P. Fitzsimmons
Keefe, Bruyette & Woods, Inc.
Raymond James & Associates, Inc.
Sandler O'Neill & Partners, L.P.
United Community Banks, Inc. is followed by the analysts listed above. Please note that any opinions, estimates or forecasts regarding United Community Banks, Inc.'s performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of United Community Banks, Inc. or its management. United Community Banks, Inc. does not by its reference above or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations.