Brean Capital

Christopher Marinac

D|A| Davidson

Gary Tenner

Hovde Group

David Bishop

Keefe, Bruyette & Woods, Inc.

Catherine Mealor

Raymond James & Associates, Inc.

Michael Rose

Piper Sandler

Stephen Scouten

Stephens, Inc.

Russell Gunther

United Community Banks, Inc. is followed by the analysts listed. Please note that any opinions, estimates or forecasts regarding United Community Banks, Inc.'s performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of United Community Banks, Inc. or its management. United Community Banks, Inc. does not by its reference or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations.