Kenneth L. Daniels


Kenneth L. Daniels began his career at First Union National Bank (now Wells Fargo) where he served as a senior commercial loan officer and commercial financial analyst. In 1983, he joined BB&T and led various credit and risk management functions as the company grew from $2 billion to $187 billion in assets. In 2003, he was promoted to chief credit risk and policy officer and later to senior risk advisor, a position he held until his retirement in 2014.

Daniels is past president and chair of both the Carolinas/Virginia Chapter and the Eastern North Carolina Chapter of the Risk Management Association (RMA). During his career, he served on the RMA’s National Agricultural Lending Council, the National Credit Risk Council, the Allowance for Loan and Lease Losses Roundtable and the Commercial Risk Grading Roundtable. He graduated from the RMA/Wharton Advanced Risk Management Program at The Wharton School of Business and earned an MBA degree at East Carolina University and a bachelor’s degree at the University of North Carolina, Chapel Hill.

Daniels’ 38 years as a banking leader and risk professional with extensive experience in loan portfolio management, regulatory requirements, policy development and data integrity provides the Board with a depth of banking and risk expertise, offering the perspective of a large regional banking institution to the Board. For these reasons, the Board believes he is well suited to serve.