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  <xs:element id="ucbi_DefinedContributionPlanServicePeriodToQualifyForMatchingContributions" abstract="false" name="DefinedContributionPlanServicePeriodToQualifyForMatchingContributions" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" abstract="false" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityAfterTax" abstract="false" name="OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityAfterTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_CommunityFirstCapitalTrustThreeMember" abstract="true" name="CommunityFirstCapitalTrustThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestAndOffBalanceSheetCreditLossLiability" abstract="false" name="FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestAndOffBalanceSheetCreditLossLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DeferredCompensationArrangementWithIndividualDiscretionaryContributionsbyEmployer" abstract="false" name="DeferredCompensationArrangementWithIndividualDiscretionaryContributionsbyEmployer" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRightOfUseAssets" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherTypeOfModificationMember" abstract="true" name="OtherTypeOfModificationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_CommonStockIssuableShares" abstract="false" name="CommonStockIssuableShares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ucbi_EquipmentFinancingMember" abstract="true" name="EquipmentFinancingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" abstract="true" name="ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_InvestmentsInLIHTCMember" abstract="true" name="InvestmentsInLIHTCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_NoninterestExpenseOutsideServicesElectronicBanking" abstract="false" name="NoninterestExpenseOutsideServicesElectronicBanking" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_CommunityFirstCapitalTrustOneMember" abstract="true" name="CommunityFirstCapitalTrustOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_OtherLendingAndLoanServicingFees" abstract="false" name="OtherLendingAndLoanServicingFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" abstract="false" name="UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ucbi_TwoThousandTwentyNineSubordinatedDebenturesMember" abstract="true" name="TwoThousandTwentyNineSubordinatedDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAfterAdjustmentAfterTax" abstract="false" name="OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAfterAdjustmentAfterTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" abstract="true" name="CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_NoncashOrPartNoncashAcquisitionsAbstract" abstract="true" name="NoncashOrPartNoncashAcquisitionsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_ScheduleOfDebtSecuritiesAccruedInterestReceivableTableTextBlock" abstract="false" name="ScheduleOfDebtSecuritiesAccruedInterestReceivableTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ucbi_RiskCategoryAxis" abstract="true" name="RiskCategoryAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_DebtSecuritiesAvailableForSaleMember" abstract="true" name="DebtSecuritiesAvailableForSaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseLiabilities" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_InterestRateContractSubordinatedDebtMember" abstract="true" name="InterestRateContractSubordinatedDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_LoanPortfolioMember" abstract="true" name="LoanPortfolioMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" abstract="true" name="RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_CondensedIncomeStatementIncome" abstract="false" name="CondensedIncomeStatementIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ThreeShoresBancorporationIncMember" abstract="true" name="ThreeShoresBancorporationIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_BusinessCombinationConsiderationTransferredOptionAndWarrantEquityInterestsConverted" abstract="false" name="BusinessCombinationConsiderationTransferredOptionAndWarrantEquityInterestsConverted" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoFiveMember" abstract="true" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_UCBISeriesINonCumulativePreferredStockMember" abstract="true" name="UCBISeriesINonCumulativePreferredStockMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_BankOwnedLifeInsurancePolicyTextBlock" abstract="false" name="BankOwnedLifeInsurancePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityBeforeTax" abstract="false" name="OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DepositBalanceSheetAccountMember" abstract="true" name="DepositBalanceSheetAccountMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ProceedsFromOtherFinancingActivities" abstract="false" name="ProceedsFromOtherFinancingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ScheduleOfServicingAssetTable" abstract="true" name="ScheduleOfServicingAssetTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilitiesRightOfUseAssets" abstract="false" name="DeferredTaxLiabilitiesRightOfUseAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_TwoThousandThirtySeniorDebenturesMember" abstract="true" name="TwoThousandThirtySeniorDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsAccruedInterestReceivables" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsAccruedInterestReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DebtSecuritiesHeldToMaturityMember" abstract="true" name="DebtSecuritiesHeldToMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_CommonStocksIssuable" abstract="false" name="CommonStocksIssuable" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_MortgageLoansHeldForSaleAbstract" abstract="true" name="MortgageLoansHeldForSaleAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_CustomerDerivativesAndDealerOffsetsMember" abstract="true" name="CustomerDerivativesAndDealerOffsetsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_SalesTypeAndDirectFinancingLeasesSecurityDeposits" abstract="false" name="SalesTypeAndDirectFinancingLeasesSecurityDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ProceedsFromExerciseOfOptionsAndWarrants" abstract="false" name="ProceedsFromExerciseOfOptionsAndWarrants" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAfterAdjustmentTax" abstract="false" name="OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAfterAdjustmentTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_MaximumRemainingMaturityOfFinancialInstrumentsHavingNoDefinedMaturity" abstract="false" name="MaximumRemainingMaturityOfFinancialInstrumentsHavingNoDefinedMaturity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ucbi_DebtInstrumentIssueYear" abstract="false" name="DebtInstrumentIssueYear" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:gYearItemType"/>
  <xs:element id="ucbi_ExecutiveOfficersCertainKeyEmployeesBoardOfDirectorsMember" abstract="true" name="ExecutiveOfficersCertainKeyEmployeesBoardOfDirectorsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilitiesUnrealizedGainOnCashFlowHedge" abstract="false" name="DeferredTaxLiabilitiesUnrealizedGainOnCashFlowHedge" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermBorrowings" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermBorrowings" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_TidelandsStatutoryTrustOneMember" abstract="true" name="TidelandsStatutoryTrustOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_CashFlowLineItems" abstract="true" name="CashFlowLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_MortgageLoansHeldForSaleOutstandingPrincipalBalance" abstract="false" name="MortgageLoansHeldForSaleOutstandingPrincipalBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_InvestmentsInBank" abstract="false" name="InvestmentsInBank" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ServicingAssetAtFairValueAcquired" abstract="false" name="ServicingAssetAtFairValueAcquired" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoTwoMember" abstract="true" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_AccumulatedAmortizationOfGainsIncludedInNetIncomeOnAvailableForSaleSecuritiesTransferredToHeldToMaturityMember" abstract="true" name="AccumulatedAmortizationOfGainsIncludedInNetIncomeOnAvailableForSaleSecuritiesTransferredToHeldToMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DebtSecuritiesAvailableForSaleAndHeldToMaturityLineItems" abstract="true" name="DebtSecuritiesAvailableForSaleAndHeldToMaturityLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" abstract="true" name="ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityRecovery" abstract="false" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityRecovery" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_TrustPreferredSecuritiesHedgeMember" abstract="true" name="TrustPreferredSecuritiesHedgeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ScheduleOfServicingAssetLineItems" abstract="true" name="ScheduleOfServicingAssetLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_StockOptionsAbstract" abstract="true" name="StockOptionsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_RealEstateValuationMember" abstract="true" name="RealEstateValuationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_EmployeeStockPurchaseProgramDiscountRate" abstract="false" name="EmployeeStockPurchaseProgramDiscountRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ucbi_ComprehensiveIncomeLossBeforeTax" abstract="false" name="ComprehensiveIncomeLossBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvancesAndLongTermDebt" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvancesAndLongTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DeferredTaxAssetsLoanPurchaseAccountingAdjustment" abstract="false" name="DeferredTaxAssetsLoanPurchaseAccountingAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DerivativeAssetsCustomerDerivativePositionsMember" abstract="true" name="DerivativeAssetsCustomerDerivativePositionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityTax" abstract="false" name="OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoSevenMember" abstract="true" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoSevenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_IncomeTaxReconciliationChangeInReservesForUncertainTaxPositions" abstract="false" name="IncomeTaxReconciliationChangeInReservesForUncertainTaxPositions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityBeforeTax" abstract="false" name="OtherComprehensiveIncomeLossReclassificationAdjustmentAvailableForSaleToHeldToMaturityBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ScheduleOfFinancingReceivablesSoldLoansTableTextBlock" abstract="false" name="ScheduleOfFinancingReceivablesSoldLoansTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ucbi_SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" abstract="false" name="SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_AquestaFinancialHoldingsIncMember" abstract="true" name="AquestaFinancialHoldingsIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_SBAUSDAGuaranteedLoansMember" abstract="true" name="SBAUSDAGuaranteedLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_OwnerOccupiedCommercialRealEstateMember" abstract="true" name="OwnerOccupiedCommercialRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_CustomerSwapPositionMember" abstract="true" name="CustomerSwapPositionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_MortgagesHeldForSaleAfterNonrecurringFairValueAdjustmentCarryingValue" abstract="false" name="MortgagesHeldForSaleAfterNonrecurringFairValueAdjustmentCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_IncomeLossBeforeEquityInUndistributedEarningsOfSubsidiaries" abstract="false" name="IncomeLossBeforeEquityInUndistributedEarningsOfSubsidiaries" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_NumberOfBranches" abstract="false" name="NumberOfBranches" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAbstract" abstract="true" name="OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_LoansHeldForInvestmentAfterNonrecurringFairValueAdjustmentCarryingValue" abstract="false" name="LoansHeldForInvestmentAfterNonrecurringFairValueAdjustmentCarryingValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_SubleaseIncomeAndRentalIncomeFromOwnedPropertiesUnderOperatingLeases" abstract="false" name="SubleaseIncomeAndRentalIncomeFromOwnedPropertiesUnderOperatingLeases" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" abstract="false" name="ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_RiskParticipationsMember" abstract="true" name="RiskParticipationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DeferredTaxAssetsNetIncreaseDueToBusinessCombinationAndAdoptionOfAccountingStandards" abstract="false" name="DeferredTaxAssetsNetIncreaseDueToBusinessCombinationAndAdoptionOfAccountingStandards" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_FinTrustMember" abstract="true" name="FinTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DebtSecuritiesHeldToMaturityExcludingAccruedInterestTransferredFromAvailableForSaleFairValue" abstract="false" name="DebtSecuritiesHeldToMaturityExcludingAccruedInterestTransferredFromAvailableForSaleFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_FintechFundsMember" abstract="true" name="FintechFundsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_MortgageBankingForwardSalesCommitmentMember" abstract="true" name="MortgageBankingForwardSalesCommitmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ReliantBancorpIncMember" abstract="true" name="ReliantBancorpIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_PaymentsForOtherInvestingActivities" abstract="false" name="PaymentsForOtherInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroThreeOneMember" abstract="true" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroThreeOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilitiesBankOwnedLifeInsuranceSurrender" abstract="false" name="DeferredTaxLiabilitiesBankOwnedLifeInsuranceSurrender" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_CommercialAndIndustrialClassificationMember" abstract="true" name="CommercialAndIndustrialClassificationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriod" abstract="false" name="Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilityUncertainTaxPositions" abstract="false" name="DeferredTaxLiabilityUncertainTaxPositions" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DebtSecuritiesHeldToMaturityExcludingAccruedInterestTransferredFromAvailableForSaleUnrealizedGainLossAtTransfer" abstract="false" name="DebtSecuritiesHeldToMaturityExcludingAccruedInterestTransferredFromAvailableForSaleUnrealizedGainLossAtTransfer" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_IncomeTaxReconciliationTaxTransactionCosts" abstract="false" name="IncomeTaxReconciliationTaxTransactionCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_StockIssuedDuringPeriodSharesDividendReinvestmentPlanEmployeeBenefitPlansAndDeferredCompensation" abstract="false" name="StockIssuedDuringPeriodSharesDividendReinvestmentPlanEmployeeBenefitPlansAndDeferredCompensation" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ucbi_PaymentsForOtherFinancingActivities" abstract="false" name="PaymentsForOtherFinancingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_CommunityFirstCapitalTrustTwoMember" abstract="true" name="CommunityFirstCapitalTrustTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilitiesPreferredSecuritiesDebtIssuanceCosts" abstract="false" name="DeferredTaxLiabilitiesPreferredSecuritiesDebtIssuanceCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DealerOffsetToCustomerSwapPositionMember" abstract="true" name="DealerOffsetToCustomerSwapPositionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_EarnOutPaymentPeriod" abstract="false" name="EarnOutPaymentPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ucbi_DebtInstrumentsMaturityYear" abstract="false" name="DebtInstrumentsMaturityYear" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:gYearItemType"/>
  <xs:element id="ucbi_DeferredTaxLiabilitiesSecuritiesPurchaseAccountingAdjustments" abstract="false" name="DeferredTaxLiabilitiesSecuritiesPurchaseAccountingAdjustments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_MeasurementInputPullThroughRateMember" abstract="true" name="MeasurementInputPullThroughRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_AccountingPoliciesLineItems" abstract="true" name="AccountingPoliciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_DebtSecuritiesAvailableForSaleAndHeldToMaturityTable" abstract="true" name="DebtSecuritiesAvailableForSaleAndHeldToMaturityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_StockIssuedDuringPeriodValueDividendReinvestmentPlanEmployeeBenefitPlansAndDeferredCompensation" abstract="false" name="StockIssuedDuringPeriodValueDividendReinvestmentPlanEmployeeBenefitPlansAndDeferredCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_IncomeTaxReconciliationBankOwnedLifeInsuranceEarnings" abstract="false" name="IncomeTaxReconciliationBankOwnedLifeInsuranceEarnings" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ProceedsFromOtherInvestments" abstract="false" name="ProceedsFromOtherInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityPurchasedWithCreditDeteriorationIncrease" abstract="false" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityPurchasedWithCreditDeteriorationIncrease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DealerOffsetsToBifurcatedEmbeddedDerivativesMember" abstract="true" name="DealerOffsetsToBifurcatedEmbeddedDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_NumberOfFirms" abstract="false" name="NumberOfFirms" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ucbi_AccountingPoliciesTable" abstract="true" name="AccountingPoliciesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityWriteoff" abstract="false" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityWriteoff" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_AddDeductAbstract" abstract="true" name="AddDeductAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_FederalFundsSoldCommercialPaperAndDepositsInBanks" abstract="false" name="FederalFundsSoldCommercialPaperAndDepositsInBanks" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_SalesTypeAndDirectFinancingLeasesInitialDirectCosts" abstract="false" name="SalesTypeAndDirectFinancingLeasesInitialDirectCosts" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredWeightedAverageGrantDateFairValue" abstract="false" name="Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="ucbi_IncomeTaxReconciliationBankOwnedLifeInsuranceSurrender" abstract="false" name="IncomeTaxReconciliationBankOwnedLifeInsuranceSurrender" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" abstract="false" name="SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityTax" abstract="false" name="OtherComprehensiveIncomeLossUnrealizedGainLossTransfersToHeldToMaturityTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DividendIncomeReceivedFromConsolidatedSubsidiariesOther" abstract="false" name="DividendIncomeReceivedFromConsolidatedSubsidiariesOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_TwoThousandTwentySevenSeniorDebenturesMember" abstract="true" name="TwoThousandTwentySevenSeniorDebenturesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_FourOaksStatutoryTrustIMember" abstract="true" name="FourOaksStatutoryTrustIMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ProceedsFromOtherInvestingActivities" abstract="false" name="ProceedsFromOtherInvestingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_ManufacturedHousingLoanMember" abstract="true" name="ManufacturedHousingLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_MeasurementInputEstimatedLossRateMember" abstract="true" name="MeasurementInputEstimatedLossRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DividendIncomeReceivedFromConsolidatedSubsidiariesBank" abstract="false" name="DividendIncomeReceivedFromConsolidatedSubsidiariesBank" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" abstract="false" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DeferredTaxAssetsLeaseLiability" abstract="false" name="DeferredTaxAssetsLeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_DividendRestrictionsPolicyTextBlock" abstract="false" name="DividendRestrictionsPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ucbi_ResidentialMortgageServicingAssetAtFairValueAmount" abstract="false" name="ResidentialMortgageServicingAssetAtFairValueAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" abstract="false" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_MortgageBankingLoanCommitmentMember" abstract="true" name="MortgageBankingLoanCommitmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_MortgageBankingDerivativesMember" abstract="true" name="MortgageBankingDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="ucbi_DeferredTaxAssetsDeferredGainOnSBAUSDALoanSales" abstract="false" name="DeferredTaxAssetsDeferredGainOnSBAUSDALoanSales" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ucbi_RenewableEnergyInvestmentsMember" abstract="true" name="RenewableEnergyInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ucbi_DebtInstrumentEarliestCallYear" abstract="false" name="DebtInstrumentEarliestCallYear" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:gYearItemType"/>
</xs:schema>
