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  <xsd:element abstract="true" id="ucbi_CumulativeEffectPeriodOfAdoptionDomain" name="CumulativeEffectPeriodOfAdoptionDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CustomerDerivativesAndDealerOffsetsMember" name="CustomerDerivativesAndDealerOffsetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CustomerSwapPositionMember" name="CustomerSwapPositionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DeDesignatedCashFlowHedgeMember" name="DeDesignatedCashFlowHedgeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DealerOffsetToCustomerSwapPositionMember" name="DealerOffsetToCustomerSwapPositionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DealerOffsetsToBifurcatedEmbeddedDerivativesMember" name="DealerOffsetsToBifurcatedEmbeddedDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DebtSecuritiesAvailableForSaleAndEquitySecuritiesAbstract" name="DebtSecuritiesAvailableForSaleAndEquitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DebtSecuritiesHeldToMaturityAbstract" name="DebtSecuritiesHeldToMaturityAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DeferredCompensationPlanNetIncludingDividendEquivalents" name="DeferredCompensationPlanNetIncludingDividendEquivalents" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DepositBalanceSheetAccountMember" name="DepositBalanceSheetAccountMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeAssetMember" name="DerivativeAssetMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeAssetsOtherMember" name="DerivativeAssetsOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeLiabilitiesRiskParticipationsMember" name="DerivativeLiabilitiesRiskParticipationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeLiabilityMember" name="DerivativeLiabilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_EmployeeMember" name="EmployeeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_EquipmentFinancingMember" name="EquipmentFinancingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndSettlements" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySalesAndSettlements" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySalesAndSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FederalFundsSoldCommercialPaperAndDepositsInBanks" name="FederalFundsSoldCommercialPaperAndDepositsInBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiability" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiability" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityCollectivelyEvaluatedForImpairment" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityCollectivelyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityIndividuallyEvaluatedForImpairment" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityIndividuallyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityPCI" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityPCI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityRecovery" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityRecovery" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityWriteoff" name="FinancingReceivableAllowanceForCreditLossAndOffBalanceSheetCreditLossLiabilityWriteoff" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FinancingReceivableNonaccrualWithAllowance" name="FinancingReceivableNonaccrualWithAllowance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableRecordedInvestmentPastDueAccruingandNonaccrual" name="FinancingReceivableRecordedInvestmentPastDueAccruingandNonaccrual" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivableRevolvingConvertedToTermLoan" name="FinancingReceivableRevolvingConvertedToTermLoan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_FinancingReceivablebeforeAllowanceforCreditLossExcludingPurchasedCreditImpairedLoans" name="FinancingReceivablebeforeAllowanceforCreditLossExcludingPurchasedCreditImpairedLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_GainLossOnDerivativeInterestSettlement" name="GainLossOnDerivativeInterestSettlement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_IncomeProducingCommercialRealEstateMember" name="IncomeProducingCommercialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MeasurementInputProbableExposureRateMember" name="MeasurementInputProbableExposureRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MeasurementInputPullThroughRateMember" name="MeasurementInputPullThroughRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingDerivativesMember" name="MortgageBankingDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingForwardSalesCommitmentMember" name="MortgageBankingForwardSalesCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingLoanCommitmentMember" name="MortgageBankingLoanCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageLoanRevenueMember" name="MortgageLoanRevenueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MortgageLoansHeldForSaleOutstandingPrincipalBalance" name="MortgageLoansHeldForSaleOutstandingPrincipalBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_NoninterestExpenseOutsideServicesElectronicBanking" name="NoninterestExpenseOutsideServicesElectronicBanking" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_NumberOfPaycheckProtectionProgramLoansAuthorizedBySBA" name="NumberOfPaycheckProtectionProgramLoansAuthorizedBySBA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OffBalanceSheetLiabilityCreditLossLiabilityCollectivelyEvaluatedForImpairment" name="OffBalanceSheetLiabilityCreditLossLiabilityCollectivelyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_OffBalanceSheetLiabilityCreditLossLiabilityIndividuallyEvaluatedForImpairment" name="OffBalanceSheetLiabilityCreditLossLiabilityIndividuallyEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesBeforeTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesNetOfTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherNoninterestIncomeMember" name="OtherNoninterestIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherTypeOfModificationMember" name="OtherTypeOfModificationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OwnerOccupiedCommercialRealEstateMember" name="OwnerOccupiedCommercialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" name="ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" name="ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ResidentialMortgageServicingAssetMeasurementInput" name="ResidentialMortgageServicingAssetMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ResidentialMortgageServicingAssetatFairValueAmount" name="ResidentialMortgageServicingAssetatFairValueAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageServicingRightsMember" name="ResidentialMortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_RiskCategoryOfLoansByClassOfLoansAbstract" name="RiskCategoryOfLoansByClassOfLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_RiskParticipationsMember" name="RiskParticipationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SBAServicingRightsMember" name="SBAServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SBAUSDAGuaranteedLoansMember" name="SBAUSDAGuaranteedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" name="SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesInitialDirectCosts" name="SalesTypeAndDirectFinancingLeasesInitialDirectCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesPurchaseAccountingPremium" name="SalesTypeAndDirectFinancingLeasesPurchaseAccountingPremium" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesSecurityDeposits" name="SalesTypeAndDirectFinancingLeasesSecurityDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" name="SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" name="ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfComponentsOfNetInvestmentInLeaseSalesTypeAndDirectFinancingLeasesTableTextBlock" name="ScheduleOfComponentsOfNetInvestmentInLeaseSalesTypeAndDirectFinancingLeasesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfFairValueHedgingInstrumentsCarryingValueAndBasisAdjustmentsTableTextBlock" name="ScheduleOfFairValueHedgingInstrumentsCarryingValueAndBasisAdjustmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SecuritiesOtherThanMortgageBackedSecuritiesMember" name="SecuritiesOtherThanMortgageBackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ShareRepurchaseNotYetSettled" name="ShareRepurchaseNotYetSettled" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" name="SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" name="StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" name="UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnsettledGovernmentGuaranteedLoanSales" name="UnsettledGovernmentGuaranteedLoanSales" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ValueOfPaycheckProtectionProgramLoansAuthorizedBySBA" name="ValueOfPaycheckProtectionProgramLoansAuthorizedBySBA" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_VestingOfRestrictedStockSharesDeferred" name="VestingOfRestrictedStockSharesDeferred" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_WatchMember" name="WatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
</xsd:schema>
