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  <xsd:element abstract="true" id="ucbi_AsRecordedByFirstMadisonBankAndTrustMember" name="AsRecordedByFirstMadisonBankAndTrustMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_AsRecordedByFourOaksFinCorpIncMember" name="AsRecordedByFourOaksFinCorpIncMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_AsRecordedByHorryCountyStateBankMember" name="AsRecordedByHorryCountyStateBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_AsRecordedByNlfcMember" name="AsRecordedByNlfcMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_AverageBalancesOfImpairedLoansAndIncomeRecognizedOnImpairedLoansAbstract" name="AverageBalancesOfImpairedLoansAndIncomeRecognizedOnImpairedLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_AverageBalancesOfImpairedLoansAndIncomeRecognizedOnImpairedLoansTableTextBlock" name="AverageBalancesOfImpairedLoansAndIncomeRecognizedOnImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BalanceSheetOffsettingAndRepurchaseAgreementsAccountedForAsSecuredBorrowingsTextBlock" name="BalanceSheetOffsettingAndRepurchaseAgreementsAccountedForAsSecuredBorrowingsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BankOwnedLifeInsurancePolicyTextBlock" name="BankOwnedLifeInsurancePolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_BifurcatedEmbeddedDerivativeMember" name="BifurcatedEmbeddedDerivativeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_BifurcatedEmbeddedDerivativesAndDealerOffsetsMember" name="BifurcatedEmbeddedDerivativesAndDealerOffsetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_BrokeredCertificateOfDepositMember" name="BrokeredCertificateOfDepositMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BusinessAcquisitionNumberOfSharesOrFractionOfShares" name="BusinessAcquisitionNumberOfSharesOrFractionOfShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentDeferredTaxAssets" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentDeferredTaxAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentLoansHeldForSale" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentLoansHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentServicingAssets" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentServicingAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedExcessOfAssetsAcquiredOverLiabilitiesAssumed" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedExcessOfAssetsAcquiredOverLiabilitiesAssumed" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvances" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvances" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstateOwned" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstateOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRepurchaseAgreements" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRepurchaseAgreements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedServicingAsset" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedServicingAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermBorrowings" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermBorrowings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentAssetsAllowanceForReceivables" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredandLiabilitiesAssumedCurrentAssetsAllowanceForReceivables" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_CashFlowLineItems" name="CashFlowLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CashFlowTable" name="CashFlowTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ChangesInExpectedCashFlowsThatDoNotAffectNonaccretableDifference" name="ChangesInExpectedCashFlowsThatDoNotAffectNonaccretableDifference" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ChangesInFairValueAbstract" name="ChangesInFairValueAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CommercialAndIndustrialClassificationMember" name="CommercialAndIndustrialClassificationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" name="CommercialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CommercialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" name="CommercialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_CommitmentForAdditionalFund" name="CommitmentForAdditionalFund" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_CommonEquityTier1CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" name="CommonEquityTier1CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_CommonEquityTierOneCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" name="CommonEquityTierOneCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_CommonStockIssuableMember" name="CommonStockIssuableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_CommonStockIssuableShares" name="CommonStockIssuableShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_CommonStockIssuableSharesUnderDeferredCompensationPlan" name="CommonStockIssuableSharesUnderDeferredCompensationPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_CommonStockIssuedToDividendReinvestmentPlanAndEmployeeBenefitPlansValue" name="CommonStockIssuedToDividendReinvestmentPlanAndEmployeeBenefitPlansValue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_CommonStocksIssuable" name="CommonStocksIssuable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ComprehensiveIncomeLossBeforeTax" name="ComprehensiveIncomeLossBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ComprehensiveIncomeLossTax" name="ComprehensiveIncomeLossTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ContractualMaturitiesOfTimeDepositsIncludingBrokeredTimeDeposits" name="ContractualMaturitiesOfTimeDepositsIncludingBrokeredTimeDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_CustomerDerivativesAndDealerOffsetsMember" name="CustomerDerivativesAndDealerOffsetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_CustomerSwapPositionMember" name="CustomerSwapPositionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DailyAverageBalanceOfBrokeredDeposits" name="DailyAverageBalanceOfBrokeredDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_DeDesignatedCashFlowHedgeMember" name="DeDesignatedCashFlowHedgeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DealerOffsetToCustomerSwapPositionMember" name="DealerOffsetToCustomerSwapPositionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DealerOffsetsToBifurcatedEmbeddedDerivativesMember" name="DealerOffsetsToBifurcatedEmbeddedDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DebtInstrumentEarliestCallYear" name="DebtInstrumentEarliestCallYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:gYearItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DebtInstrumentIssueYear" name="DebtInstrumentIssueYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:gYearItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DebtInstrumentPrepaymentEarliestDate" name="DebtInstrumentPrepaymentEarliestDate" nillable="true" substitutionGroup="xbrli:item" type="xbrli:dateItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DebtInstrumentsMaturityYear" name="DebtInstrumentsMaturityYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:gYearItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DebtSecuritiesAvailableForSaleAndEquitySecuritiesAbstract" name="DebtSecuritiesAvailableForSaleAndEquitySecuritiesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DebtSecuritiesHeldToMaturityAbstract" name="DebtSecuritiesHeldToMaturityAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DeferredCompensationArrangementWithIndividualDiscretionaryContributionsbyEmployer" name="DeferredCompensationArrangementWithIndividualDiscretionaryContributionsbyEmployer" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DeferredCompensationPlanLiability" name="DeferredCompensationPlanLiability" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredCompensationPlanNetIncludingDividendEquivalents" name="DeferredCompensationPlanNetIncludingDividendEquivalents" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DeferredTaxAssetsLeaseLiability" name="DeferredTaxAssetsLeaseLiability" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredTaxAssetsLoanPurchaseAccountingAdjustment" name="DeferredTaxAssetsLoanPurchaseAccountingAdjustment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredTaxAssetsReserveForLossesOnForeclosedProperties" name="DeferredTaxAssetsReserveForLossesOnForeclosedProperties" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredTaxLiabilitiesRightOfUseAssets" name="DeferredTaxLiabilitiesRightOfUseAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredTaxLiabilitiesUnrealizedGainsOnSecuritiesAvailableForSale" name="DeferredTaxLiabilitiesUnrealizedGainsOnSecuritiesAvailableForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DeferredTaxLiabilityUncertainTaxPositions" name="DeferredTaxLiabilityUncertainTaxPositions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRateRetirees" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRateRetirees" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesAfterTwentyYearsDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesAfterTwentyYearsDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesAfterTwentyYearsPeriod" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesAfterTwentyYearsPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsOneThroughFiveDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsOneThroughFiveDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsOneThroughFivePeriod" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsOneThroughFivePeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsSixThroughTwentyDiscountRate" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsSixThroughTwentyDiscountRate" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsSixThroughTwentyPeriod" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationNonretireesYearsSixThroughTwentyPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DefinedBenefitPlanPlanSettlementExpenseUponPlanTermination" name="DefinedBenefitPlanPlanSettlementExpenseUponPlanTermination" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DefinedContributionPlanPeriodOfTimeUntilBenefitsVest" name="DefinedContributionPlanPeriodOfTimeUntilBenefitsVest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DefinedContributionPlanServicePeriodToQualifyForMatchingContributions" name="DefinedContributionPlanServicePeriodToQualifyForMatchingContributions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DepositBalanceSheetAccountMember" name="DepositBalanceSheetAccountMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeAssetMember" name="DerivativeAssetMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeAssetsOtherMember" name="DerivativeAssetsOtherMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeLiabilitiesRiskParticipationsMember" name="DerivativeLiabilitiesRiskParticipationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_DerivativeLiabilityMember" name="DerivativeLiabilityMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DividendRestrictionsPolicyTextBlock" name="DividendRestrictionsPolicyTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_DividendsFromBank" name="DividendsFromBank" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_EquipmentFinancingMember" name="EquipmentFinancingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ExecutiveOfficersCertainKeyEmployeesBoardOfDirectorsMember" name="ExecutiveOfficersCertainKeyEmployeesBoardOfDirectorsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ExercisePriceRangeTrancheOneMember" name="ExercisePriceRangeTrancheOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ExercisePriceRangeTrancheThreeMember" name="ExercisePriceRangeTrancheThreeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ExercisePriceRangeTrancheTwoMember" name="ExercisePriceRangeTrancheTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FairValueAdjustmentsAcquisitionMember" name="FairValueAdjustmentsAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndSettlements" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSalesAndSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySalesAndSettlements" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySalesAndSettlements" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FairValueOfPurchasedAssetsAndAssumedLiabilitiesRecordedAxis" name="FairValueOfPurchasedAssetsAndAssumedLiabilitiesRecordedAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FairValueOfPurchasedAssetsAndAssumedLiabilitiesRecordedDomain" name="FairValueOfPurchasedAssetsAndAssumedLiabilitiesRecordedDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FederalFundsSoldCommercialPaperAndDepositsInBanks" name="FederalFundsSoldCommercialPaperAndDepositsInBanks" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_FinancingReceivableChangeinMethodReclassificationFromAssetsPreviouslyClassifiedAsPCI" name="FinancingReceivableChangeinMethodReclassificationFromAssetsPreviouslyClassifiedAsPCI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FirstMadisonAcquisitionMember" name="FirstMadisonAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FirstMadisonBankAndTrustMember" name="FirstMadisonBankAndTrustMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FourOaksBankMember" name="FourOaksBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FourOaksFinCorpIncAcquisitionAndHCSBFinancialCorporationAcquisitionMember" name="FourOaksFinCorpIncAcquisitionAndHCSBFinancialCorporationAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FourOaksFinCorpIncAcquisitionMember" name="FourOaksFinCorpIncAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_FourOaksStatutoryTrustIMember" name="FourOaksStatutoryTrustIMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_GainLossOnDerivativeInterestSettlement" name="GainLossOnDerivativeInterestSettlement" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_HCSBFinancialCorporationAcquisitionMember" name="HCSBFinancialCorporationAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_HorryCountyStateBankMember" name="HorryCountyStateBankMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_IncomeProducingCommercialRealEstateMember" name="IncomeProducingCommercialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_IncomeTaxReconciliationBankOwnedLifeInsuranceEarnings" name="IncomeTaxReconciliationBankOwnedLifeInsuranceEarnings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_IncomeTaxReconciliationChangeInReservesForUncertainTaxPositions" name="IncomeTaxReconciliationChangeInReservesForUncertainTaxPositions" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_IncomeTaxReconciliationTaxTransactionCosts" name="IncomeTaxReconciliationTaxTransactionCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_InvestmentInLimitedPartnerships" name="InvestmentInLimitedPartnerships" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_InvestmentsInBank" name="InvestmentsInBank" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_LoanPortfolioMember" name="LoanPortfolioMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_LoansAndLeasesReceivableExcludingPurchasedCreditImpairedLoans" name="LoansAndLeasesReceivableExcludingPurchasedCreditImpairedLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_MaximumPercentageOfCreditToAffiliateUnderFederalReserveAct" name="MaximumPercentageOfCreditToAffiliateUnderFederalReserveAct" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MaximumPercentageOfCreditToAllAffiliatesUnderFederalReserveAct" name="MaximumPercentageOfCreditToAllAffiliatesUnderFederalReserveAct" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MaximumRemainingMaturityOfFinancialInstrumentsHavingNoDefinedMaturity" name="MaximumRemainingMaturityOfFinancialInstrumentsHavingNoDefinedMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MeasurementInputProbableExposureRateMember" name="MeasurementInputProbableExposureRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MeasurementInputPullThroughRateMember" name="MeasurementInputPullThroughRateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MergerRelatedAndOtherChargesMember" name="MergerRelatedAndOtherChargesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MinimumAmountOfLoanEvaluatedForImpairment" name="MinimumAmountOfLoanEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_MinimumNonaccrualLoanAmountNeededForEvaluationOfSpecificReserves" name="MinimumNonaccrualLoanAmountNeededForEvaluationOfSpecificReserves" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ModifiedRetirementPlanMember" name="ModifiedRetirementPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingDerivativesMember" name="MortgageBankingDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingForwardSalesCommitmentMember" name="MortgageBankingForwardSalesCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingLoanCommitmentMember" name="MortgageBankingLoanCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageLoanRevenueMember" name="MortgageLoanRevenueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MortgageLoansHeldForSaleOutstandingPrincipalBalance" name="MortgageLoansHeldForSaleOutstandingPrincipalBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_NLFCHoldingsCorpAcquisitionMember" name="NLFCHoldingsCorpAcquisitionMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NLFCHoldingsCorpMember" name="NLFCHoldingsCorpMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassA2NotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassA2NotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassBNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassBNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassCNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassCNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassDNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassDNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroThreeOneMember" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroThreeOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoOneMember" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoSevenMember" name="NetOperatingLossCarryForwardsBeginToExpireInTwoZeroTwoSevenMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_NoninterestExpenseOutsideServicesElectronicBanking" name="NoninterestExpenseOutsideServicesElectronicBanking" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_NumberOfBranches" name="NumberOfBranches" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesBeforeTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesNetOfTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesTax" name="OtherComprehensiveIncomeLossAmortizationOfLossesIncludedInNetIncomeOnTerminatedDerivativeFinancialInstrumentsWhichPreviouslyAccountedForAsCashFlowHedgesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit1" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesBeforeTax" name="OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesNetOfTax" name="OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesTax" name="OtherComprehensiveIncomeLossReclassificationOfTaxesOnTerminatedDerivativeAndCurrentCashFlowHedgesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherNoninterestIncomeMember" name="OtherNoninterestIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherTypeOfModificationMember" name="OtherTypeOfModificationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OwnerOccupiedCommercialRealEstateMember" name="OwnerOccupiedCommercialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_PaymentsToAcquireAvailableForSaleSecuritiesDebtAndEquitySecurities" name="PaymentsToAcquireAvailableForSaleSecuritiesDebtAndEquitySecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_PercentageOfWrittenDownInAppraisalValueOfNonaccrualImpairedLoans" name="PercentageOfWrittenDownInAppraisalValueOfNonaccrualImpairedLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_PerformanceBasedRestrictedStockUnitsMember" name="PerformanceBasedRestrictedStockUnitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ProceedsFromSaleOfDebtSecuritiesAvailableForSaleAndEquitySecurities" name="ProceedsFromSaleOfDebtSecuritiesAvailableForSaleAndEquitySecurities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ReclassificationOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesMember" name="ReclassificationOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ReleaseOfDisproportionateTaxEffectsRelatedToDe-DesignatedCashFlowHedges" name="ReleaseOfDisproportionateTaxEffectsRelatedToDe-DesignatedCashFlowHedges" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" name="ResidentialMortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" name="ResidentialMortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ResidentialMortgageServicingAssetatFairValueAmount" name="ResidentialMortgageServicingAssetatFairValueAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_RiskCategoryOfLoansByClassOfLoansAbstract" name="RiskCategoryOfLoansByClassOfLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_RiskParticipationsMember" name="RiskParticipationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SBAUSDAGuaranteedLoansMember" name="SBAUSDAGuaranteedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SalariesAndEmployeeBenefitsMember" name="SalariesAndEmployeeBenefitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" name="SalesTypeAndDirectFinancingLeasesDeferredSellingProfit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesInitialDirectCosts" name="SalesTypeAndDirectFinancingLeasesInitialDirectCosts" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesPurchaseAccountingPremium" name="SalesTypeAndDirectFinancingLeasesPurchaseAccountingPremium" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesSecurityDeposits" name="SalesTypeAndDirectFinancingLeasesSecurityDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" name="SalesTypeAndDirectFinancingLeasesUnguaranteedResidualAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" name="ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfFairValueHedgingInstrumentsCarryingValueAndBasisAdjustmentsTableTextBlock" name="ScheduleOfFairValueHedgingInstrumentsCarryingValueAndBasisAdjustmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfRepurchaseAgreementsRemainingContractualMaturityOfAgreementsTableTextBlock" name="ScheduleOfRepurchaseAgreementsRemainingContractualMaturityOfAgreementsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ScheduleOfServicingAssetLineItems" name="ScheduleOfServicingAssetLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ScheduleOfServicingAssetTable" name="ScheduleOfServicingAssetTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SecuritiesOtherThanMortgageBackedSecuritiesMember" name="SecuritiesOtherThanMortgageBackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ServicingAssetAdditionsAbstract" name="ServicingAssetAdditionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ServicingAssetAtFairValueAdditionsAbstract" name="ServicingAssetAtFairValueAdditionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ServicingAssetAtFairValueOriginatedServicingRightsCapitalizedUponSaleOfLoans" name="ServicingAssetAtFairValueOriginatedServicingRightsCapitalizedUponSaleOfLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ServicingAssetAtFairValueOriginationOfServicingAssetCapitalizedUponSale" name="ServicingAssetAtFairValueOriginationOfServicingAssetCapitalizedUponSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ServicingAssetAtFairValueSubtractionsAbstract" name="ServicingAssetAtFairValueSubtractionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ServicingAssetSubtractionsAbstract" name="ServicingAssetSubtractionsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageGrossMargin" name="ServicingAssetsAndServicingLiabilitiesAtFairValueAssumptionsUsedToEstimateFairValueWeightedAverageGrossMargin" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriod" name="Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredInPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredWeightedAverageGrantDateFairValue" name="Share-BasedCompensationArrangementByShare-BasedPaymentAwardEquityInstrumentsOtherThanOptionsExpiredWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_Share-BasedCompensationArrangementsByShare-BasedPaymentAwardOptionsVestedInPeriodWeightedAverageExercisePrice" name="Share-BasedCompensationArrangementsByShare-BasedPaymentAwardOptionsVestedInPeriodWeightedAverageExercisePrice" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageGrantDateFairValue" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsExercisableWeightedAverageGrantDateFairValue" nillable="true" substitutionGroup="xbrli:item" type="num:perShareItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SharedServiceFeesFromSubsidiaries" name="SharedServiceFeesFromSubsidiaries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SouthernBancorpCapitalTrustOneMember" name="SouthernBancorpCapitalTrustOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" name="SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_StateTaxCreditCarryForwardsBeginToExpireInTwoZeroThreeFiveMember" name="StateTaxCreditCarryForwardsBeginToExpireInTwoZeroThreeFiveMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" name="StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TidelandsStatutoryTrustOneMember" name="TidelandsStatutoryTrustOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TrustPreferredSecuritiesMember" name="TrustPreferredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyEightSubordinatedDebenturesMember" name="TwoThousandTwentyEightSubordinatedDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyFiveSubordinatedDebenturesMember" name="TwoThousandTwentyFiveSubordinatedDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentySevenSeniorDebenturesMember" name="TwoThousandTwentySevenSeniorDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyTwoSeniorDebenturesMember" name="TwoThousandTwentyTwoSeniorDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_UnitedPalmettoFundedPlanMember" name="UnitedPalmettoFundedPlanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" name="UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnrecognizedTaxBenefitsDecreasesRemeasurementDueToEnactmentOfFederalTaxReform" name="UnrecognizedTaxBenefitsDecreasesRemeasurementDueToEnactmentOfFederalTaxReform" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnsettledSalesOfGovernmentGuaranteedLoans" name="UnsettledSalesOfGovernmentGuaranteedLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_VestingOfRestrictedStockSharesDeferred" name="VestingOfRestrictedStockSharesDeferred" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_WatchMember" name="WatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_WeightedAverageInterestRateOfReverseRepurchaseAgreementsAssets" name="WeightedAverageInterestRateOfReverseRepurchaseAgreementsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_WeightedAverageInterestRateOfReverseRepurchaseAgreementsLiabilities" name="WeightedAverageInterestRateOfReverseRepurchaseAgreementsLiabilities" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
</xsd:schema>
