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  <xsd:element abstract="true" id="ucbi_MergerRelatedAndOtherChargesMember" name="MergerRelatedAndOtherChargesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MinimumAmountOfLoanEvaluatedForImpairment" name="MinimumAmountOfLoanEvaluatedForImpairment" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingDerivativesMember" name="MortgageBankingDerivativesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingForwardSalesCommitmentMember" name="MortgageBankingForwardSalesCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageBankingLoanCommitmentMember" name="MortgageBankingLoanCommitmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MortgageLoanFeesAndOtherFees" name="MortgageLoanFeesAndOtherFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_MortgageLoanRevenueMember" name="MortgageLoanRevenueMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_MortgageLoansHeldForSaleOutstandingPrincipalBalance" name="MortgageLoansHeldForSaleOutstandingPrincipalBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_NLFCHoldingsCorporationAndHCSBFinancialCorporationMember" name="NLFCHoldingsCorporationAndHCSBFinancialCorporationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasCreditCorporationMember" name="NavitasCreditCorporationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassA2NotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassA2NotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassBNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassBNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassCNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassCNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NavitasEquipmentReceivablesLlc2016-1ClassDNotesMember" name="NavitasEquipmentReceivablesLlc2016-1ClassDNotesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_NetAssetsAcquired" name="NetAssetsAcquired" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_NlfcHoldingsCorporationMember" name="NlfcHoldingsCorporationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_NumberOfSharesIssuedFromDeferredCompensationPlan" name="NumberOfSharesIssuedFromDeferredCompensationPlan" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludeNetPeriodicPensionCostForDefinedBenefitPensionPlanNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanBeforeTaxAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit" name="OtherComprehensiveIncomeLossAmortizationOfPriorServiceCostAndActuarialLossesIncludedInNetPeriodicPensionCostForDefinedBenefitPensionPlanTaxExpenseBenefit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesDuringPeriodBeforeTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesNetOfTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesTax" name="OtherComprehensiveIncomeLossReclassificationAdjustmentOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodNetOfTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" name="OtherComprehensiveIncomeLossUnrealizedHoldingGainLossOnSecuritiesNetOfReclassificationAndValuationAllowanceArisingDuringPeriodTaxEffect" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesAfterTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" name="OtherComprehensiveIncomeReclassificationAdjustmentForAvailableForSaleTransferredToHeldToMaturitySecuritiesTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherNoninterestIncomeMember" name="OtherNoninterestIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_OtherOperatingExpenseForRestrictedStockUnitsGranted" name="OtherOperatingExpenseForRestrictedStockUnitsGranted" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OtherTypeOfModificationMember" name="OtherTypeOfModificationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_OwnerOccupiedCommercialRealEstateMember" name="OwnerOccupiedCommercialRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_PayFixedReceiveVariableFairValueHedgeMember" name="PayFixedReceiveVariableFairValueHedgeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_PercentageOfWrittenDownInAppraisalValueOfNonaccrualImpairedLoans" name="PercentageOfWrittenDownInAppraisalValueOfNonaccrualImpairedLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_PerformanceBasedRestrictedStockUnitsMember" name="PerformanceBasedRestrictedStockUnitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" name="ProceedsFromIssuanceOfCommonStockForDividendReinvestmentAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_ReclassificationOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesMember" name="ReclassificationOfDisproportionateTaxEffectRelatedToTerminatedCashFlowHedgesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetAssetsOfCollateralReceived" name="RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetAssetsOfCollateralReceived" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetAssetsOfFinancialInstruments" name="RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetAssetsOfFinancialInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetLiabilitiesOfCollateralPledged" name="RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetLiabilitiesOfCollateralPledged" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetLiabilitiesOfFinancialInstruments" name="RepurchaseAndReverseRepurchaseAgreementsGrossAmountsNotOffSetInBalanceSheetLiabilitiesOfFinancialInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsNetAssets" name="RepurchaseAndReverseRepurchaseAgreementsNetAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_RepurchaseAndReverseRepurchaseAgreementsNetLiabilities" name="RepurchaseAndReverseRepurchaseAgreementsNetLiabilities" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ResidentialMortgageServicingAssetMeasurementInput" name="ResidentialMortgageServicingAssetMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_ResidentialMortgageServicingAssetatFairValueAmount" name="ResidentialMortgageServicingAssetatFairValueAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="ucbi_ResidentialMortgageServicingRightsMember" name="ResidentialMortgageServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_RiskCategoryOfLoansByClassOfLoansAbstract" name="RiskCategoryOfLoansByClassOfLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_RiskParticipationsMember" name="RiskParticipationsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SBAServicingRightsMember" name="SBAServicingRightsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" name="ScheduleOfChangesInValueOfAccretableYieldForAcquiredLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ScheduleOfRepurchaseAgreementsRemainingContractualMaturityOfAgreementsTableTextBlock" name="ScheduleOfRepurchaseAgreementsRemainingContractualMaturityOfAgreementsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SecuritiesOtherThanMortgageBackedSecuritiesMember" name="SecuritiesOtherThanMortgageBackedSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_ServicingAssetMeasurementInput" name="ServicingAssetMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_SharesIssuedFromDeferredCompensationPlanShares" name="SharesIssuedFromDeferredCompensationPlanShares" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_SouthernBancorpCapitalTrustOneMember" name="SouthernBancorpCapitalTrustOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" name="SpecificReservesAllocatedToCustomersWhoseLoanTermsModifiedInTroubledDebtRestructurings" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="ucbi_StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" name="StockIssuedDuringPeriodSharesDividendReinvestmentPlanAndEmployeeBenefitPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_StockOptionsAndRestrictedStockUnitsMember" name="StockOptionsAndRestrictedStockUnitsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TidelandsStatutoryTrustOneMember" name="TidelandsStatutoryTrustOneMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TidelandsStatutoryTrustTwoMember" name="TidelandsStatutoryTrustTwoMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TrustPreferredSecuritiesMember" name="TrustPreferredSecuritiesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyEightSubordinatedDebenturesMember" name="TwoThousandTwentyEightSubordinatedDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyFiveSubordinatedDebenturesMember" name="TwoThousandTwentyFiveSubordinatedDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentySevenSeniorDebenturesMember" name="TwoThousandTwentySevenSeniorDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_TwoThousandTwentyTwoSeniorDebenturesMember" name="TwoThousandTwentyTwoSeniorDebenturesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_UnitedCommunityStatutoryTrustThreeMember" name="UnitedCommunityStatutoryTrustThreeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" name="UnrealizedGainLossOnHeldToMaturitySecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnsettledGovernmentGuaranteedLoanPurchases" name="UnsettledGovernmentGuaranteedLoanPurchases" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnsettledGovernmentGuaranteedLoanSales" name="UnsettledGovernmentGuaranteedLoanSales" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_UnsettledPurchasesOfSecuritiesAvailableForSale" name="UnsettledPurchasesOfSecuritiesAvailableForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="ucbi_VestingOfRestrictedStockSharesDeferred" name="VestingOfRestrictedStockSharesDeferred" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="ucbi_WatchMember" name="WatchMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="ucbi_WeightedAverageInterestRateOfReverseRepurchaseAgreementsAssets" name="WeightedAverageInterestRateOfReverseRepurchaseAgreementsAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="ucbi_WeightedAverageInterestRateOfReverseRepurchaseAgreementsLiabilities" name="WeightedAverageInterestRateOfReverseRepurchaseAgreementsLiabilities" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
</xsd:schema>
