SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* GILLILAND THOMAS C (Last) (First) (Middle) PO BOX 398 (Street) BLAIRSVILLE GA 30214 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol UNITED COMMUNITY BANKS INC [ UCBI ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) X Director 10% Owner X Officer (give title below) Other (specify below) EVP, Corp Sec & General Couns
	3. Date of Earliest Transaction (Month/Day/Year) 07/29/2003
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/29/2003		G		6,000	A	(1)	7,854	D
Common Stock	07/29/2003		F		6,020	D	$28.16	1,834	D
Common Stock	07/29/2003		M		15,000	A	$5	16,834	D
Common Stock	07/29/2003		M		10,500	A	$9	27,334(2)	D
Common Stock								12,515.7187	I	By 401k
Common Stock								6,270	I	Cust FBO Thomas C. Gilliland, Jr. (Son)
Common Stock								6,270	I	Cust FBO Jason W. Gilliland (Son)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Option to Purchase Common Stock	$5	07/29/2003		M			15,000	01/01/1995(3)	01/01/2005	Common Stock	15,000	$5	98,000	D
Option to Purchase Common Stock	$9	07/29/2003		M			10,500	01/01/1996(4)	01/01/2006	Common Stock	10,500	$9	87,500	D

Explanation of Responses:

1. Shares were gifted at no cost to Mr. Gilliland.

2. Does not include 276,584 shares owned by Mr. Gilliland's wife for which he disclaims beneficial ownership.

3. 1995 Options were 20% vested on this date of grant, then vested an additional 20% each annual anniversary.

4. 1996 Options were 20% vested on this date of grant, then vested an additional 20% each annual anniversary.

Remarks:

	Thomas C. Gilliland	07/30/2003
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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