Analyst Coverage

United Community Banks, Inc. is covered by the following analysts.

American Capital Partners, L.L.C.

Anthony Polini

(908) 625-1931

FIG Partners LLC

Christopher Marinac

(404) 601-7210

FinTrust Investment Advisors

Bruce Roberts

(917) 701-3357

Hovde Group

Kevin Fitzsimmons

(312) 386-5929

Keefe, Bruyette & Woods, Inc.

Catherine Mealor

(404) 231-6548

Raymond James & Associates, Inc.

Michael Rose

(727) 567-2560

Sandler O'Neill & Partners, L.P.

Brad Milsaps

(404) 442-2857

Stephens, Inc.

Tyler Stafford

(501) 377-8362

SunTrust Robinson Humphrey

Jennifer Demba

(404) 926-5476

Please note that any opinions, estimates or forecasts regarding United Community Banks, Inc.'s performance made by these analysts are theirs alone and do not represent opinions, forecasts or predictions of United Community Banks, Inc. or its management. United Community Banks, Inc. does not by its reference above or distribution imply its endorsement of or concurrence with such information, conclusions or recommendations.